MICRORING Company

Dear Customer,
We offer you the opportunity to obtain you purchases on credit terms by installments. We ask for 30-50% deposit and then you can repay the balance over a 3-12 month period. This service is currently only given to people who have a permanent registration in RA and a job in one of the following cities: Yerevan, Echmiatsin, and Abovyan. In order to apply for credit terms you will require, in addition to your passport: a certificate of residence (a Form 3) and a certificate from your place of work, with a round seal, giving the name and the address of your employer. The Credit Agreement is made with Inekobank.

Advance payment	Interest Charges (Dependant on the Period of Credit)
	For a 3 month period	For a 6 month period	For a 9 month period	For a 12 month period
30%	3,17 %	5.61 %	8.11 %	10.65 %
40%	2,72 %	4.81 %	6.95 %	9.13 %
50%	2.27 %	4.01 %	5.79 %	7.61 %

Required Documentation:

A passport with a RA residency permit.
A Certificate (Form 3) with a statute of limitation of not more than 15 days.
A Certificate from the place of your work with the round stamp and with the statute of limitation not more than 15 days.